# HZTOOLS HZTOOLS is a multilingual utility site for practical calculators, public-data dashboards, and browser-based tools. ## Primary Pages - https://tools.huzy.net/ko/real-estate/overview: Seoul and Gyeonggi real estate market overview, statistics, and outlook. - https://tools.huzy.net/ko/real-estate/map: interactive apartment listing map for Seoul and the capital region. - https://tools.huzy.net/ko/apt: apartment complex search with official transaction-data based filters. - https://tools.huzy.net/ko/mortgage: mortgage limit calculator based on income, existing debt, LTV, and DSR. - https://tools.huzy.net/ko/affordable-housing: budget-based apartment discovery for homes a user may be able to afford. - https://tools.huzy.net/ko/util/lotto-predictions: weekly AI lottery prediction records and result comparison. - https://tools.huzy.net/ko/exchange: exchange rate information and calculator. - https://tools.huzy.net/ko/commodities: gold, silver, oil, and copper chart pages. - https://tools.huzy.net/ko/wedding-planner: wedding budget, venue, vendor, schedule, and sharing planner. ## Locale Paths Supported locale prefixes are ko, en, ja, zh, ar, and es. The canonical Korean home is https://tools.huzy.net/ko. ## Data Notes Real estate pages focus on Seoul and the Gyeonggi capital region and use public transaction data plus locally processed analytical summaries. Tool pages are informational and should not be treated as legal, financial, or investment advice.