Borrower Income
Enter prior-year earned income for one or more borrowers.
Borrower 1
Existing Loans
Enter current loan balance, interest rate, remaining term, and repayment type for DSR estimation.
Existing Loan 1
Amortizing
Target Property
Search by address
Search an address or apartment name to prefill policy assumptions and the representative KB market price.
Apartment search auto-fills the representative KB market price, and you can still edit it manually.
Assumptions
Basic policy values are auto-applied when an address is selected.
Amortizing
Results
Combined annual income
0 KRW
Existing annual debt service
0 KRW
Annual debt-service capacity for new loan
0 KRW
Maximum by DSR
0 KRW
Maximum by LTV (without room deduction)
0 KRW
Maximum by LTV (with room deduction)
0 KRW
Loan needed for target home
0 KRW
Final limit (without room deduction)
0 KRW
Final limit (with room deduction)
0 KRW
Without room deduction
Limiting factor: DSR
Projected final DSR: 0%
Projected final LTV: 0%
Projected monthly payment: 0 KRW
Monthly payment during grace: 0 KRW
Monthly payment after grace: 0 KRW
Shortfall: 0 KRW
Surplus: 0 KRW
With room deduction
Limiting factor: DSR
Projected final DSR: 0%
Projected final LTV: 0%
Projected monthly payment: 0 KRW
Monthly payment during grace: 0 KRW
Monthly payment after grace: 0 KRW
Shortfall: 0 KRW
Surplus: 0 KRW
Current DSR
0%
Required LTV for target home
0%
Purchase feasibility
No loan needed