Borrower Income
Enter prior-year earned income for one or more borrowers.
Borrower 1
Prior-year income
Existing Loans
Enter current loan balance, interest rate, remaining term, and repayment type for DSR estimation.
Existing Loan 1
Loan balance
Interest rate (%)
Remaining term (years)
Grace period (years)
Amortizing
Target Property
Search by address
Keyword
Search an address to prefill basic policy assumptions. KB market price is manual in this first version.
BuildingUnitArea / pyeong
KB market price or target home price
Available own funds
Assumptions
Basic policy values are auto-applied when an address is selected.
Expected new loan rate (%)
Expected new loan term (years)
Applied LTV (%)
Applied DSR (%)
Room deduction amount
Results
Combined annual income
0 KRW
Existing annual debt service
0 KRW
Annual debt-service capacity for new loan
0 KRW
Maximum by DSR
0 KRW
Maximum by LTV (without room deduction)
0 KRW
Maximum by LTV (with room deduction)
0 KRW
Loan needed for target home
0 KRW
Final limit (without room deduction)
0 KRW
Final limit (with room deduction)
0 KRW
Without room deduction
Limiting factor: DSR
Projected final DSR: 0%
Projected final LTV: 0%
Projected monthly payment: 0 KRW
Shortfall: 0 KRW
Surplus: 0 KRW
With room deduction
Limiting factor: DSR
Projected final DSR: 0%
Projected final LTV: 0%
Projected monthly payment: 0 KRW
Shortfall: 0 KRW
Surplus: 0 KRW
Current DSR
0%
Required LTV for target home
0%
Purchase feasibility
No loan needed